Wise Carter provides a broad range of legal services for both banks and financial institutions as well as public and private entities seeking corporate finance counsel.

Banking and Financial Institutions

Wise Carter attorneys’ experience, attention to detail, and prompt and efficient response to its banking and financial institution clients has helped develop strong ties with those clients and others in the industry.

Clients We Serve

Wise Carter’s Banking and Financial Institutions Practice Area has extensive experience in providing a wide range of services to regional banks, community banks, and other financial institutions.

Legal Services

The range of Wise Carter’s service areas for financial institutions includes transactional and regulatory matters, real estate, employment, privacy, and intellectual property matters.

Our attorneys are also involved in:

• Letter of credit facilities
• Aircraft finance
• UCC Article 9 financing
• Loan workouts and modifications
• Foreclosures
• Collections
• Bankruptcy creditor representation
• Litigation matters

Commercial Lending Transactions

Wise Carter attorneys regularly participate in the structuring and closing of large commercial lending transactions, whether sole lender or participation arrangements, in preparation of loan documentation, and in the provision of officer and director guidance on a variety of regulatory and compliance issues including bank operations.

Contracts, Agreements, and Legal Notices

Wise Carter assists banking and financial institutions in the review and negotiation of vendor contracts, the development of customer agreements and forms, and in providing response to legal notices such as Subpoenas Duces Tecum, Writs of Garnishment and Tax Levies.

Public and Private Finance

Wise Carter’s Public and Private Finance practice area provides legal services to public issuers, private issuers, and to conduit borrowers. Wise Carter is listed in The Bond Buyer’s Municipal Marketplace (the “Red Book”).

The attorneys in this area work closely with other attorneys at Wise Carter, particularly those in the Healthcare, Estate and Taxation, and Governmental Relations and Public Policy practice areas. We utilize this experience to efficiently develop and implement solutions to each client’s capital needs situation.

Clients We Serve

Public Issuers

Wise Carter counts among its public issuer clients municipalities, school districts, community hospitals, public authorities, and the Mississippi Band of Choctaw Indians.

Private Issuers

The firm’s private clients include such entities as utility companies, non-profit hospital corporations and other conduit borrowers seeking to access the public debt market.

Legal Services

Wise Carter serves its clients in a variety of roles including issuer’s counsel, bond counsel, borrower’s counsel, letter of credit counsel, and underwriter’s counsel in both taxable and tax exempt public debt transactions.

Assistance for Financial Transactions

Wise Carter attorneys also assist clients, ranging from closely held businesses to publicly traded companies, in all types of conventional financial transactions, including:

• Construction and permanent commercial loans
• Lease financings
• Joint ventures
• Public and private equity issues

Financial Counsel and Advice

Our attorneys in this practice area provide advice on compliance with federal and state securities laws and regulations and applicable exemptions.

Wise Carter attorneys also provide counsel on matters related to:

• Secured lending
• Creditor rights
• Debt collection
• Federal and state taxation issues

Contact Wise Carter

If you would like more information or need assistance with legal services in Banking and Financial Institutions or Public and Private Finance, please contact the appropriate person below.

For Banking and Financial Institutions, contact Joe D. Stevens.

For Public and Private Finance, contact Jane Wallace Meynardie.